Your Local Chicago, IL Homeowners Insurance Experts

Protect your home in Chicago, IL and everything in it! At Acceptance Insurance, you’ll find low cost homeowners insurance that covers what you need.

Over 700 agents, online and in over 300 neighborhood locations.


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Shopping for Chicago, IL Homeowners Insurance

Homeowners Insurance Are you buying your starter house? Investing in your forever home in Chicago? This may be the perfect time to explore homeowners insurance options. Homeowners insurance safeguards your home — and your personal belongings inside it. Depending on your policy, it may provide a range of coverage that pays for renovations to your home or property, repair or replacement of lost belongings, and personal liability for unforeseeable accidents or misfortunes that happen at your residence. Many different circumstances could trigger the start of a home insurance claim. Tornados, landslides, wildfires, and lightning can impair your house. Depending on your coverage options, your homeowners insurance is designed to help pay for your home’s repairs. Water damage or freezing typically calls for an insurance claim, too. Despite living far from a river or ocean, pipes burst and water tanks leak without you noticing. When left to its own devices, moisture can cause wood swelling and, depending on where the water is, it can point to instability with your home's foundation. Besides helping out when nature seems pitted against you, your homeowners insurance policy can also come to the rescue when your personal belongings are stolen from your house, or a guest gets hurt on your property. Call, click, or come into an Acceptance Insurance location near you to learn more about homeowners insurance for your home in Chicago. Protecting your personal belongings and people you care about provides peace of mind. Get A Quote

How Affordable is Homeowners Insurance in Chicago, IL?

While Illinois law does not require homeowners to carry insurance, banks have the right to ask that you carry a policy before they'll provide you with a loan. So it makes sense that you'd want to buy the lowest cost home insurance out there. There’s no way to get a mortgage lender to give you a loan without homeowners insurance. We can help! The professionals at Acceptance Insurance can design a policy with only what you need — that way you can bundle your policy and save. Our agents are also dedicated to uncovering the highest coverage for the least amount of money possible. Feel free to ask questions about your specific situation, no matter if you have a poor credit history or believe you might be categorized as "high-risk." All are accepted at Acceptance. Start with a quote to provide coverage for your Chicago house and property today!

Careers - Join the Acceptance Team!

Careers - Join the Acceptance Team!

Acceptance Insurance is a team of more than 1,300 people focused on developing long-term relationships with historically underserved customers, including anyone who needs flexible payment schedules or has a few bumps on their record. We’ve got the support systems of a major insurance company, but we work hard to be a part of and make a difference in our communities. This spirit of helping makes Acceptance a great place to work. We pride ourselves on creating opportunities to grow professionally and personally, with competitive compensation, volunteer time off, full benefits, and a culture that believes #everyoneissomeone. What are you waiting for? If you’re looking for a rewarding career with enormous growth potential and a team-first environment, it’s time to join the Acceptance Family. We can't wait to meet you!

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Why Acceptance?

Why Acceptance?

We live where you do. We have over 700 agents, online and in over 300 neighborhood locations ready to give you the service, respect and savings you deserve.

We've partnered with some of the industry's most recognized and top-rated carriers, giving you more options and more ways to compare and save. We're not just auto insurance.

Making us the most convenient, efficient and affordable way to take care of all your insurance needs.


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Over 700 agents, online and in over 300 neighborhood locations.