The key features of a great Mississippi auto insurance policy are value and service, and Acceptance strives to excel in both these areas. We offer a selection of industry-leading insurance products, including the following core types of coverage:
Mississippi mandates that drivers have bodily injury liability insurance that meets a minimum of $25,000 for each party and $50,000 per accident, and liability coverage for property damage of at least $25,000 for each accident.
If you drive in this state, you must carry proof of a Mississippi auto insurance policy with a minimum level of liability coverage. A liability insurance policy will only protect the other party in an accident if you were at fault. This includes automotive repairs, replacement of damaged property and medical bills for the other driver and any passengers riding with them. Since auto accidents can be very expensive, drivers often go for additional coverage to protect their finances.
You and your vehicle will be covered with comprehensive and collision protection, even if you are at fault for an accident. This type of coverage provides protection from the exorbitant costs related to property damage and rental car bills related to a collision, theft, fire, damaged windshield or vandalism. We offer a wide range of comprehensive and collision coverage with lower monthly payments for higher-deductible plans, so you can get the policy that's right for you.
There are many drivers without insurance in this state, and many more are only carrying the bare minimum insurance that may not cover even half of the costs associated with a serious auto accident. If you want a Mississippi auto insurance policy that will keep you covered even if an uninsured driver collides with your vehicle, you should definitely add uninsured motorist coverage to your Acceptance policy.