Your Local Dayton, OH Homeowners Insurance Experts

Movin' on up? Get low-cost homeowners insurance in Dayton, OH. We work to provide you with the best coverage possible for the best price.

Over 700 agents, online and in over 300 neighborhood locations.


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Shopping for Dayton, OH Homeowners Insurance

Homeowners Insurance Are you buying your very first home? Laying down roots in Dayton? It could be the perfect opportunity to shop for a homeowners insurance policy. Homeowners insurance provides a safety net for your house and gives you a peace of mind. Depending on your policy, it may provide coverages that help pay for repairs to your house or land, repair or replacement of your personal belongings, and personal liability for any damage or injuries that occur on your land. Many different circumstances could trigger a home insurance claim. Hurricanes, mudslides, fire, and other natural disasters can damage your house. Depending on your coverage options, your homeowners insurance could help offset the cost of the damage to be fixed. Water damage or freezing typically calls for a filed claim. Whether or not you live next to a river or ocean, plumbing drips and appliances leak without warning! Left unfixed, moisture can cause mold growth and depending on the location of the moisture, potential issues in the foundation of your house. In addition to providing relief when Mother Earth seems pitted against you, your homeowners insurance policy can provide support when your personal belongings are stolen from your house, or a friend accidentally gets hurt when visiting your home. Give us a ring, visit our site or stop by an Acceptance office near you and learn about your options for homeowners insurance in Dayton. When you know the people and things you love are protected, it puts your mind at ease. Get A Quote

Is Homeowners Insurance Affordable in Dayton, OH?

Ohio law doesn’t require homeowners insurance, banks can make it a requirement that you have a policy prior to granting you a house loan. So it makes sense that you'd want to research the least expensive home insurance option out there. It’s impossible to get a house loan without homeowners insurance. Don’t worry – that’s where we can help! Our Acceptance Insurance agents will craft your plan, including only what you need so you can get the most out of your policy and save. In addition, our team is committed to uncovering the most coverage for the best price. We’re here to support you with your personal circumstances, no matter if you have a poor credit history or believe you might be categorized as "high-risk." Acceptance is our name. Let us provide a quote to insure your belongings, your Dayton home, and property today!

Careers - Join the Acceptance Team!

Careers - Join the Acceptance Team!

Acceptance Insurance is a team of more than 1,300 people focused on developing long-term relationships with historically underserved customers, including anyone who needs flexible payment schedules or has a few bumps on their record. We’ve got the support systems of a major insurance company, but we work hard to be a part of and make a difference in our communities. This spirit of helping makes Acceptance a great place to work. We pride ourselves on creating opportunities to grow professionally and personally, with competitive compensation, volunteer time off, full benefits, and a culture that believes #everyoneissomeone. What are you waiting for? If you’re looking for a rewarding career with enormous growth potential and a team-first environment, it’s time to join the Acceptance Family. We can't wait to meet you!

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Why Acceptance?

Why Acceptance?

We live where you do. We have over 700 agents, online and in over 300 neighborhood locations ready to give you the service, respect and savings you deserve.

We've partnered with some of the industry's most recognized and top-rated carriers, giving you more options and more ways to compare and save. We're not just auto insurance.

Making us the most convenient, efficient and affordable way to take care of all your insurance needs.


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Over 700 agents, online and in over 300 neighborhood locations.