Affordable Homeowners Insurance in Lima, OH

Protect your home in Lima, OH and everything in it! At Acceptance Insurance, you’ll find low cost homeowners insurance that covers what you need.

Over 700 agents, online and in over 300 neighborhood locations.


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Protect Your Home in Lima, OH with Homeowners Insurance

Homeowners Insurance Are you in the middle of buying your starter house? Laying down roots in Lima? This may be the right time to buy homeowners insurance. Homeowners insurance safeguards your home — and the people who live inside it. Depending on your policy, it may provide coverages that help pay for repairs to your house or yard, repair or replacement of your personal belongings, and personal liability for unforeseeable accidents or casualties that happen at your home. Many different circumstances could trigger the start of a home insurance claim. Wind, blizzards, fire, and lightning can impair your home. The coverage on your policy could help offset the cost of the damage to be fixed. Damage from flooding or excess moisture often leads to a filed claim. Even if you don't live near a river or lake, pipes burst and water tanks leak — going unnoticed for days, weeks, or months! If repairs don’t happen fast, moisture can cause bacteria growth and it can also create instability with your foundation. Besides helping out when Mother Earth seems pitted against you, your homeowners insurance policy can provide support when your home is broken into, or a visitor is injured in an accident when visiting your home. Call, click, or come into an Acceptance Insurance location near you to find out more about Lima homeowners insurance. Protecting your personal belongings and people you care about provides peace of mind. Get A Quote

How to Find Low-Cost Homeowners Insurance For My Lima Home

While there's no Ohio law that requires homeowners to carry insurance, banks can make it a requirement that you carry a policy before they'll provide you with a house loan. So why not buy the lowest cost home insurance out there. You can't get a bank to lend you money without homeowners insurance. We can help! Our Acceptance Insurance agents will create your plan, including only the coverages you need, so you can bundle your insurance and save for a rainy day. Our agents are also dedicated to helping you find the most coverage for the best price. We’re here to support you with any kind of situation, whether you’re in the process of improving your credit score or believe you might be categorized as "high-risk." All are accepted at Acceptance. Start with a quote to insure your belongings, your Lima home, and property today!

Careers - Join the Acceptance Team!

Careers - Join the Acceptance Team!

Acceptance Insurance is a team of more than 1,300 people focused on developing long-term relationships with historically underserved customers, including anyone who needs flexible payment schedules or has a few bumps on their record. We’ve got the support systems of a major insurance company, but we work hard to be a part of and make a difference in our communities. This spirit of helping makes Acceptance a great place to work. We pride ourselves on creating opportunities to grow professionally and personally, with competitive compensation, volunteer time off, full benefits, and a culture that believes #everyoneissomeone. What are you waiting for? If you’re looking for a rewarding career with enormous growth potential and a team-first environment, it’s time to join the Acceptance Family. We can't wait to meet you!

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Why Acceptance?

Why Acceptance?

We live where you do. We have over 700 agents, online and in over 300 neighborhood locations ready to give you the service, respect and savings you deserve.

We've partnered with some of the industry's most recognized and top-rated carriers, giving you more options and more ways to compare and save. We're not just auto insurance.

Making us the most convenient, efficient and affordable way to take care of all your insurance needs.


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Over 700 agents, online and in over 300 neighborhood locations.