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Welcome to Our Insurance Office at 2852 Pelham Parkway, Pelham, Alabama 35124
Welcome to Acceptance, where you pay less for renters, motorcycle, car, or SR-22 insurance and have access to quick quotes in Alabama. Agents live in the 35124 area where you do, so they know it is important to get the best coverage for driving your car safely up Helena Road or to Oak Mountain Amphitheater, or for renting that place you've always wanted in Silverleaf. As you navigate the traffic at Pelham Parkway and Valleydale Road to get to the Riverbrook Plaza Shopping Center, do so with peace of mind that you're protected by robust coverage. Come visit the office at 2852 Pelham Parkway, Pelham, Alabama 35124, next door to Bama Burgers, and find out why so many of your neighbors are making the switch to Acceptance and why you should be next.
How to Get to the Acceptance Office in Pelham, Alabama 35124
To get to the Pelham Acceptance office, type 2852 Pelham Parkway, Pelham, Alabama 35124, into your GPS. From the families who frequently explore the 1,644 acres of Oak Mountain State Park to residents who enjoy a tee time on Ballantrae Golf Course during the mild May months, drivers must have car insurance to operate a vehicle in Pelham legally. Acceptance has affordable solutions to make that possible without breaking the bank. To talk to a local agent, use the following directions to get to the office.
From I-65 N
- Take exit 242 toward County Road 52 E
- Turn left onto County Road 52 E after a half-mile
- After 0.7 miles, turn right onto US-31 N
- Go 1.5 miles, then pass First Baptist Church Pelham
- Turn left onto Lee Valley Mhp, and the office is on your left
From I-65 S
- Take exit 246 from I-65 S for AL-119/Cahaba Valley Road
- Take US-31 for just over two miles
- The office is on your right, just east of the City of Pelham Recreation Center
If you're near Pelham High School or RiverPoint Church, you're in the right neighborhood. If you have a hard time finding the office, call a friendly representative at 205-564-7096.
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Reasons to Choose Acceptance Insurance
When you want neighborly service, convenience, and affordability, Acceptance is the place to go. Agents shop through various carriers to find the best rates and offer quick, thorough quotes. As people who live in your neighborhoods and face the same aches and pains you do when it comes to driving and minimizing financial risk, Acceptance agents are uniquely qualified to help you find cheap auto insurance in Pelham. It's easy to get help from an Acceptance agent because the office is just around the corner from where you live and shop.
Acceptance Offers Multiple Types of Insurance Plans in Pelham
Choose Acceptance for a variety of coverage types, but some of the most common are motorcycle, auto, renters, and SR-22. Get your new bike ready to join in on the annual Trail of Tears Motorcycle Ride through Alabama, or gain peace of mind that your belongings are safe in your rented apartment in Cahaba Valley Estates with Acceptance.
Renters coverage is designed to protect your belongings when you rent a home; auto coverage protects you if you're the cause of an accident; and motorcycle policies cover injuries and damage in the same situation. SR-22 coverage is unique because it's for high-risk drivers who have had their license revoked or suspended and must file a certificate with the state to drive legally. These local agents compare and search through quotes to find the cheapest options and most affordable car insurance in Alabama.
Affordable Motorcycle Insurance in Pelham, 35124
If you decide to invest in a motorcycle, Alabama requires that you at least have the minimum liability coverage. Liability covers another person's damages and injuries if you are the cause of an accident, but it doesn't pay anything toward your damages. If you choose full coverage, the policy covers both parties in the accident when you're responsible. Comprehensive policies also help pay for damages caused by vandalism, theft, or natural disasters.
Low-Cost Renters Insurance in Pelham, 35124
Renters coverage is important because it protects almost everything you own while you're renting a property, whether that's an apartment or a house. If there is a fire or other incident, a renters policy will replace most of your belongings if they're damaged. Some policies also cover costs incurred if someone else is injured at the place you're renting, and it sometimes bridges the gap between your landlord's homeowners policy and the total cost.
Types of Auto Insurance Coverage
Cheap SR-22 Insurance in Pelham, 35124
If you have severe convictions on your driving record, like driving without insurance or under the influence, you may need to file an SR-22 with Alabama to drive legally. This is a certificate of financial responsibility and a declaration that you have purchased a policy to cover any costs for incidents you cause. These plans are often expensive, but Acceptance can help you find the best solutions for your budget.
Cheap Auto Insurance in Pelham, 35124
Auto coverage is necessary if you plan to drive in Alabama. Comprehensive policies cover costs associated with non-moving incidents like a chipped windshield or someone breaking into your vehicle. Collision protection covers damage and bodily injuries in an accident when you're at fault or the at-fault driver doesn't have coverage. There are many moving pieces to auto policies, so make sure to discuss your preferences in depth with your Acceptance agent.
How Can I Get Cheap Car Insurance in Pelham | 35124?
Many things can affect your car's premium. For example, higher deductibles (the money you pay out if there is a claim) can lead you to some of the cheapest car insurance in Pelham, but that means you pay out more when an incident occurs. A clean driving record decreases your premium, but coverage on more than one vehicle can increase it. Acceptance agents shop through various carriers, compare as many quotes as necessary, and even offer discounts in certain situations for loyal customers.
Can I Save More If I Bundle My Insurance?
Bundling your policies is a great way to save money. If you are a high-risk driver and require SR-22 coverage and rent a home, buy both policies through Acceptance to save money. If you have a motorcycle and a standard vehicle, purchasing both policies from Acceptance can save you anywhere from 5%-10% on monthly premiums.
Get Cheap Car Coverage at 2852 Pelham Parkway, Pelham, Alabama 35124 Today!
At Acceptance, the things that are important to you matter to us. Whether that's your dream coming true when you buy a motorcycle, protecting your financial future with robust vehicle coverage, or ensuring your belongings aren't lost when you rent a home, we want to give you peace of mind, and we take each customer's needs seriously.
Stop by the local Acceptance office at 2852 Pelham Parkway, Pelham, Alabama 35124, visit our website for a free quote, or call 205-564-7096 to speak to a knowledgeable agent who genuinely cares about saving money and minimizing your risks.
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Facts About Insurance Rates in Pelham 35124
What is the Average Cost of Auto Insurance in 35124?
The average cost of auto coverage in 35124 is $37 per month or $444 per year.
What is the Average Cost of Motorcycle Insurance in Pelham 35124?
The average monthly rate for motorcycle insurance in 35124 is $221 per month for full coverage, but it may be less for liability only.
How Can Insurance Agents Help Find Me Car Insurance Discounts in Pelham?
Acceptance values loyalty and wants to reward those who stick around as long-term customers. The longer you stay a loyal, valued customer at Acceptance, the more discounts you're offered. Make sure you ask your agent if you're eligible for any of them, including these three:
- Green: Invest in a hybrid or electric vehicle, and you may qualify for a discount.
- Multi-Vehicle: Insure more than one vehicle, and there may be a drop in your monthly premium.
- Drive Less: If you drive less on average than most people in your situation, you may qualify for an Acceptance discount.