Affordable Homeowners Insurance in Chattanooga, TN

Movin' on up? Get low-cost homeowners insurance in Chattanooga, TN. We work to provide you with the best coverage possible for the best price.

Over 700 agents, online and in over 300 neighborhood locations.


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Protect Your Home in Chattanooga, TN with Homeowners Insurance

Homeowners Insurance Are you in the middle of buying your starter house? Investing in your forever home in Chattanooga? It could be the perfect time to shop for a homeowners insurance policy. Homeowners insurance safeguards your home — and gives you a peace of mind. Your policy often includes coverages that help pay for renovations to your home or property, repair or replacement of your personal belongings, and personal liability for any mishaps or misfortunes that take place at your residence. Many different circumstances could trigger a home insurance claim. Tornados, hail, fire, and severe weather can hurt your house. The coverage on your homeowners insurance policy is designed to help pay for the repairs on your property. Water damage or excess moisture is a common source of a filed claim. Even if you don't live near the ocean or a lake, pipes burst and appliances leak without you noticing. If repairs don’t happen fast, water damage can lead to mold growth and it can also create harmful repercussions with your foundation. In addition to providing relief when the Universe isn’t on your side, your policy can provide support when something in your house is stolen, or a visitor is injured in an accident while at your house. Give us a ring, visit our site or stop by an Acceptance Insurance branch near you to learn more about homeowners insurance for your home in Chattanooga. When you know the people and things you love are protected, it provides peace of mind. Get A Quote

How Affordable is Homeowners Insurance in Chattanooga, TN?

While there's no Tennessee law that requires a homeowner to have insurance for their property, banks can make it a requirement that you have a policy in order to approve you for a home loan. So of course you want to invest in the least expensive home insurance option out there. There’s no way to get a mortgage lender to give you a loan unless you have homeowners insurance. That’s where we come in! The professionals at Acceptance Insurance will create a policy with only the coverages you need, so you can get the most out of your policy and save. In addition, our team is committed to uncovering the highest coverage for the least amount of money possible. We’re here to support you with your specific situation, whether you’re in the process of improving your credit score or believe you’ll be flagged as "high-risk." Acceptance is our name. Let us provide a quote to insure your Chattanooga home and property today!

Careers - Join the Acceptance Team!

Careers - Join the Acceptance Team!

Acceptance Insurance is a team of more than 1,300 people focused on developing long-term relationships with historically underserved customers, including anyone who needs flexible payment schedules or has a few bumps on their record. We’ve got the support systems of a major insurance company, but we work hard to be a part of and make a difference in our communities. This spirit of helping makes Acceptance a great place to work. We pride ourselves on creating opportunities to grow professionally and personally, with competitive compensation, volunteer time off, full benefits, and a culture that believes #everyoneissomeone. What are you waiting for? If you’re looking for a rewarding career with enormous growth potential and a team-first environment, it’s time to join the Acceptance Family. We can't wait to meet you!

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Why Acceptance?

Why Acceptance?

We live where you do. We have over 700 agents, online and in over 300 neighborhood locations ready to give you the service, respect and savings you deserve.

We've partnered with some of the industry's most recognized and top-rated carriers, giving you more options and more ways to compare and save. We're not just auto insurance.

Making us the most convenient, efficient and affordable way to take care of all your insurance needs.


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Over 700 agents, online and in over 300 neighborhood locations.