Decatur Insurance Alabama 35601

Welcome to Our Insurance Office at 1313 Point Mallard Pkwy, Decatur, AL 35601

Welcome to Acceptance Insurance! To save on all your coverage needs, collaborating with one of the agents in the 35601 area is the smart choice. The Acceptance office in Decatur has the most affordable insurance rates for renters, motorcycle, SR-22, and vehicle protection. You can get a comparison quote in minutes, right here in your neighborhood, and the team ensures you get the best prices on high-quality products in Alabama. The agents live nearby, so they understand what you need to drive safely on I-65, rent that place you’ve wanted in Oak Lee, and enjoy Decatur in other ways. There’s a reason why so many of your fellow residents are choosing Acceptance Insurance, so stop by 1313 Point Mallard Pkwy, Decatur, AL 35601 (in the lot next to the EchoLodge, two doors down from Supercuts, and just a few blocks from Kohl's) and take the first step towards cutting costs on your plan today.

How to Get to the Acceptance Office in Decatur, Alabama 35601

All Alabama motorists must have car insurance, and the Acceptance office in Decatur is easily accessible and has the best rates in the state. To get to our offices at 1313 Point Mallard Pkwy, Decatur, AL 35601, follow the step-by-step directions below:

OPTION 1: From Downtown Decatur, AL (Bank St & 2nd Ave NE)

1. Head southeast on 2nd Ave NE toward Vine St NE

2. Turn right onto Gordon Dr S

3. Continue straight onto Central Pkwy SW

4. Continue straight onto US-31 S/6th Ave SE and continue for 3.5 miles

5. Turn left onto Point Mallard Pkwy SE and drive straight for 1.3 miles

6. The Acceptance office will be on your right near Supercuts

OPTION 2: From Decatur Mall, Decatur, AL (Beltline Rd SW & Beltline Pl SW)

1. Head southeast on Beltline Rd SW toward Beltline Pl SW

2. Use the left 2 lanes to turn left onto US-31 N/6th Ave SE

3. Continue to follow US-31 N for approximately 2.6 miles

4. Turn right onto Point Mallard Pkwy SE and continue for 1.3 miles

5. The Acceptance office will be on your right near Supercuts

If you need help locating the office, remember to look for Moe's Southwest Grille or Chik-fil-A so you know you're going the right way. Of course, if you need further assistance, helpful agents are available to give you further directions when you call 256-278-7028.

Reasons to Choose Acceptance Insurance

There are three core values at Acceptance Insurance: convenience, neighborliness, and affordability. When you are part of the Acceptance family, the team works hard to make the process convenient for you by gathering estimates from several carriers that meet your needs and budget and deliver them to you quickly. The Decatur location carries the most affordable rates, and agents work hard to find even more savings for you on any policy. Plus, when you come into the office, you might recognize a few team members because they live nearby, too. Plus, the team will always greet you warmly with true Southern hospitality. Acceptance offers more than just auto insurance in Decatur; all friendly agents strive to give you the best experience.

Acceptance Offers Multiple Types of Insurance Plans in Decatur

Out of Alabama's 5,039,877 residents, almost 27% rent their home, 167,021 have a motorcycle, and over 1.9 million registered vehicles. Whether you have a car or motorcycle or pay rent to your landlord, Acceptance has the best rates and quality plans for SR-22, motorcycle, renters, and auto insurance in Alabama.

Affordable Motorcycle Insurance in Decatur, 35601

Every motorcyclist in Decatur must have an active policy to ride legally. Coverage requirements are similar to those of other auto protection. However, standard plans do not usually include under- and uninsured motorist and personal injury benefits, so you'll want to add these essential features.

Your plan includes coverage for you, your bike, and your passengers. However, adding underinsured/uninsured motorist features ensures that if you get in an accident caused by another party with insufficient protection, you don’t have to worry as much about medical bills or repair costs. Personal injury benefits are ideal for any biker, given there are more risks to riding your bike than an automobile, and these benefits help pay for medical expenses for you or other involved parties up to your carrier’s limits.

Low-Cost Renters Insurance in Decatur, 35601

Renting an apartment or house in the Albany Historic District, Lake Morgan, and all other neighborhoods in Decatur, Alabama, means you can qualify for renters coverage.

These policies are not legally mandated by Alabama law, although some landlords may require you to have proof of one before signing your lease.

Even if your landlord doesn't necessitate this kind of protection, it's still wise to invest in it. Your landlord's insurer takes care of the building and likely will have limitations in situations like theft, vandalism, property damage, fire, or flood, so it's best to choose your own provider for all your belongings, like your furniture, computers, electronics, clothing, and more.

Cheap SR-22 Insurance in Decatur, 35601

You may be familiar with other types of auto coverage and have not heard of SR-22 products. These certificates exist for drivers who are charged with a major traffic violation and have a court order requiring them to have a certain amount of auto protection.

SR-22 policies are for "high-risk" drivers, so your rates will be higher than those of a standard plan. However, when you keep a clean driving record and make payments on time, the state will remove the requirement, and you can resume your usual coverage.

Cheap Auto Insurance in Decatur, 35601

Auto coverage is a financially protective measure where, in exchange for regular payments, your insurer provides financial assistance when you file a claim, like in an accident or non-collision event, such as a tree falling on your vehicle or after it is stolen.

All Alabama residents must have a policy that follows state mandates 25/50/25 minimums, or:

• The minimum required bodily injury/death liability coverage is $25,000 for one person and $50,000 for two or more people per accident.

• $25,000 for property damage This kind of product is a great start, although investing in a policy with more extensive protection, like full coverage, gives you peace of mind knowing that you have a financial buffer for many more scenarios.

How Can I Get Cheap Car Insurance in Decatur | 35601?

The cheapest car insurance rates in Alabama are at the Decatur Acceptance office. While your rates will vary depending on the type of coverage you select, your deductible amount, and personal details like your zip code, age, and more, Acceptance agents can help you find quality plans at affordable prices.

Can I Save More if I Bundle My Insurance?

Purchasing more than one product with the same provider can help you save with multi-policy discounts, also known as bundling. Several combinations can help you qualify for these reductions. However, the two most popular packages in Decatur include auto, motorcycle, and/or renters coverage, and you can save between 5%-10% off your total bill of already affordable pricing.

Get Cheap Car Coverage at 1313 Point Mallard Pkwy, Decatur, AL 35601 Today!

Get the best rates on quality coverage in Decatur. Acceptance agents can meet with you at 1313 Point Mallard Pkwy, Decatur, Alabama 35601, or when you call 256-278-7028. Either method is an excellent way to contact a team member who can provide several high-quality solutions while saving you money. We also welcome you to visit our website to review our products. We offer protection for your motorcycle, home, car, and all that's important to you—you're accepted and insured with us.

What is the Average Cost of Auto Insurance in 35601?

Decatur residents spend an average of $118 each month for full auto coverage, and $44 for liability protection.

What is the Average Cost of Motorcycle Insurance in Decatur 35601?

The average cost to protect your motorcycle in Alabama is $40 per month

How Can Insurance Agents Help Find Me Car Insurance Discounts in Decatur?

Acceptance offers discounts to lower already affordable prices on quality coverage, and an agent can see if you qualify for any of them. Have a look at three of the 12 discounts the Decatur location offers:

• Customer Retention Insurance Discount: Providers appreciate your loyalty and will offer a percent off your premium after working with them for a certain amount of time. Plus, they may increase that percentage the longer you're with them.

• Multi-Car Discounts: If you have multiple vehicles that are parked at your home, and you insure all of them through the same carrier, then you may qualify for additional savings.

• Low Mileage Car Insurance Discount: If you drive under a specific mileage, like if you're retired or work from home, you can qualify for lower premiums.